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Buzzy 11:37 Sun Oct 11
Private healthcare
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Tempted to ditch mine, made 1 claim and they have upped the premium to pretty much get it back over the next 18 months. Unfortunately don’t have it at work in which case I would keep it. Seems to me it’s just a cash flow think, you either pay now if you did want an op privately or will pay over the long term with a policy. Anyone here ditched theirs?
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Replies - Newest Posts First ( Show In Chronological Order)
Alfs
4:03 Wed Oct 14
Re: Private healthcare
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I've recently used a private dentist and his method of treatment has saved me a grand + if I'd gone NHS. More effective too.
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aldgate
1:25 Wed Oct 14
Re: Private healthcare
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i pay £250 a month for mine and never claim. So to get my money back on the insurance industry i crash my car every three months
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On The Ball
1:15 Tue Oct 13
Re: Private healthcare
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BMI, Sold?
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Rossal
1:07 Tue Oct 13
Re: Private healthcare
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I get mine through work and needed a ankle op in jan.....need another in feb and had both done in London Bridge
If you can afford to do it then do it. My mum works in the NHS and she made me get private cover through my work. Total cost for my ankle was nearly 30k
I had a infection after the first op went to see the doc at 3pm.....was in surgey at 7pm and checked into my private room with river view and en-suite............guy in my mums hosp went in with exact same thing.........52 hours he was waiting till he went under the knife!!!
And this was before COVID made the NHS even more of a shit show for non COVID treatments
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Northern Sold
12:35 Tue Oct 13
Re: Private healthcare
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Last couple of `procedures’ I’ve had done have been in our local Private hospital… FOC… well apart from the copious amounts of NI I’ve paid into the coffers over the years….
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arsegrapes
11:27 Mon Oct 12
Re: Private healthcare
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I know some older people who have said that they just pay a monthly amount into an account as a contingency as when you enter your retirement years premiums go up exponentially even with no claim history, so much so most cease paying. Most paid mainly to cut waiting lists in the eventuality it would be required.
They find the elderly a liability as risk of claims for all serious diseases increase, which is when you need cover of course. It's much cheaper when younger when most don't claim, it's their business to know this, it's a numbers game.
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tnb
11:01 Mon Oct 12
Re: SPLAT!!!
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I work at a private hospital run by a company who also sell insurance although the two divisions are understandably kept entirely separate. So I have no idea of the costs of insurance, excess etc as I remain at the mercy of the NHS.
What I would say is that if you have concerns which you want checking out or you need a relatively straightforward op (knee replacement etc) then if you can afford/ have coverage for private healthcare then by all means go for it and you will likely have a great experience.
If you need something really major then the NHS remains your friend, simply because the avialabilty of other specialists if needed and the continuity of follow up is not to be taken for granted.
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Golden Oldie
4:26 Sun Oct 11
Re: SPLAT!!!
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A few are beginning to realise if you want to jump the queue over the Somalia pirates being gifted bionic limbs and confused men who want their cocks chopped off by the NHS you need to go with BUPA if you want to be seen before you die.
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